TERMS & CONDITIONS

1. Educational Purpose Only

All content provided through this website, funnel, email, book (Is Your Crypto S.A.F.E.?), courses, checklists, guides, and videos is for educational purposes only.

It is not financial advice, nor is it intended to be personalised investment, legal, tax, or financial planning advice. .You are encouraged to seek the guidance of a licensed financial professional before making any financial or investment decisions. The strategies and systems taught are based on personal experience and general principles, and may not be appropriate for your unique situation.

2. Crypto Risk Disclaimer

Cryptocurrency and digital assets are speculative in nature, and their value can fluctuate widely. Despite applying best practices, your assets may still be vulnerable to hacks, scams, loss, or system failures. Following the strategies taught does not guarantee the safety or growth of your portfolio, nor does it ensure immunity from losses. You are solely responsible for your financial decisions and any outcomes that result from applying the content shared.

3. No Guarantee of Results

While many students have found success using the methods taught, individual results may vary. There is no promise or guarantee — financial or otherwise — that following the S.A.F.E. Method or related strategies will produce any specific outcome. Past performance or client testimonials do not guarantee future results.

4. Limitation of Liability

Paul F. Holland and any related entities or contractors shall not be held liable for any direct or indirect loss, damages, or consequences arising from the use or misuse of this content. All content is provided "as is" without any warranties or guarantees of any kind. Use of this material is entirely at your own risk.

5. Intellectual Property

All materials, including but not limited to the book, course content, checklists, videos, downloads, graphics, and written guides, are the intellectual property of Paul F. Holland. You may not copy, distribute, reproduce, or publicly display any of this content without explicit written permission. Any unauthorised use may result in legal action.

6. Access to Content

Access to digital materials is provided via third-party platforms. While every effort is made to ensure consistent availability, we are not responsible for any platform outages, access issues, or third-party service limitations.

7. Payment Processing

Payments are handled by secure third-party providers. By completing a purchase, you agree to the terms and conditions of those providers.

Paul F. Holland does not process or store your payment information and is not liable for transaction failures or disputes and cannot be held responsible for any issues related to payment authorisation, declined transactions, chargebacks, or third-party processing errors.

8. Refund Policy

Unless explicitly stated otherwise on the specific offer or checkout page, all sales are final and non-refundable. Refund terms, where applicable, will be clearly presented at the point of purchase.

9. User Responsibilities

By using this content, you agree:

a. Not to share your access credentials with others

b. To use the material for personal educational purposes only

c. Not to misrepresent, misapply, or resell the content in any form

d. You are solely responsible for securing your own devices, wallets, passwords, and any systems you use in connection with the strategies taught.

10. Jurisdiction

These terms are governed by the laws of Estonia, and any disputes shall be handled within the Estonian legal system.

11. Modifications

Paul F. Holland reserves the right to update or modify these terms at any time. Continued use of the website or materials after any changes constitutes your acceptance of the new terms.

12. Voluntary Use

By accessing or using this material, you confirm that you do so voluntarily and at your own risk, with full understanding of the risks associated with digital assets.

13. No Fiduciary Relationship

Nothing in this material or website creates a fiduciary, advisor, or client relationship between you and Paul F. Holland or any related entity.

14. Indemnification

You agree to indemnify and hold harmless Paul F. Holland, its agents, employees, contractors, and affiliates from any claims, liabilities, losses, or legal actions resulting from your use of this content or your actions in connection with it.

15. Force Majeure

Paul F. Holland shall not be liable for any delay or failure to deliver content or services due to causes beyond his control, including but not limited to natural disasters, platform outages, or regulatory changes.

16. Accuracy & Updates Disclaimer

While care has been taken to ensure the accuracy of the information provided, no guarantee is made regarding its completeness, accuracy, or current relevance.

You are responsible for verifying information and staying informed about changes in technology, regulation, and best practices. Paul F. Holland disclaims liability for any errors, omissions, or actions taken based on the content provided.

These terms and conditions are effective as of May 27, 2025.

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